Responsibility, made clear.

Purpose and principles

We aspire to be the trusted advisor and partner to each regional economy, guided by our shared values of integrity, partnership and for the people. Together, we walk the path toward the modern digital economy.¹

We hold ourselves accountable to the highest standards of integrity, transparency and professionalism behind everything we do. We believe in the power of teamwork and collective growth and we commit to empowering our partners to exceed and overdeliver on their goals. We act for the people in each region we serve, with acute awareness of cultural diversity that underpins the competitive advantage in every economy.¹

Legal structure and responsibility

These values sit alongside a defined legal structure. Esperanza carries out licensed and registered activities through named subsidiaries and affiliates, rather than under a single group-wide financial licence. Each service must be read in the context of the responsible company, the activities it is permitted to carry out and the agreement governing the relationship. A description of the group does not replace those entity-specific responsibilities.²

Esperanza Fintech (Securities) Limited ("EF Securities") is licensed for Type 4 (advising on securities) and Type 9 (asset management) regulated activities (Licence No. BAO325), regulated by the Securities and Futures Commission (SFC) of Hong Kong.  Its stated licensed activity is investment fund management.²⁴

Investment tokens and oversight

Esperanza's Investment Token products are provided through Esperanza Fintech (Securities) Limited, a SFC licensed fund manager (licence no. BAO325). The issuance of Investment Tokens is subject to SFC's permission.³

Investment Tokens are fundamentally traditional securities with a tokenization wrapper, therefore, the existing legal and regulatory requirements governing the traditional securities markets continue to apply to Tokenised Securities. In particular, offerings of Investment Tokens (also known as STO) would be subject to the prospectus regime under the Companies (Winding up and Miscellaneous Provisions) Ordinance and the offers of investments regime under Part IV of the Securities and Futures Ordinance in Hong Kong.³

Conduct in the distribution of or advising on Investment Token, management of Investment Token in the form of tokenised funds, management of funds investing in Investment Token and over-the-counter transactions of Investment Token on espetopia Platform are also governed by existing conduct requirements for securities-related activities in Hong Kong. Investment Token Offering (STO) is a capital raising channel subject to oversight by the Securities and Futures Commission of Hong Kong (SFC). In Esperanza, the holders of Investment Tokens are entitled to economic interests of the special-purpose fund (the "Fund", the issuance vehicle).³

The Investment Tokens offered by Esperanza are designed in tokenised fund structure, which is subject to rules and regulations under the Securities and Futures Ordinance in Hong Kong. Esperanza Fintech (Securities) Limited is the investment manager for all Investment Tokens offered in espetopia Platform, and it is subject to Fund Manager Code of Conduct issued by the SFC. The offering documents and other disclosures relating to the Investment Tokens are prepared and reviewed by Esperanza-appointed lawyers and auditors.³

Esperanza-verified professional investors who passed the know-your-client process can participate in investing and trading of Investment Tokens; such activity will be administered on a digital over-the-counter platform operated by SFC-licensed asset manager (i.e. Esperanza Fintech (Securities) Limited).³

The scope of regulatory correspondence also matters. Hatcher Group's announcement dated 25 February 2026 records that Esperanza Securities received SFC correspondence on 13 February 2026 indicating no further comments on its proposed tokenisation of managed funds. The same announcement makes clear that this did not constitute an endorsement of the merits of the products. It should not be read as a blanket approval of the group, an assurance of investment performance or permission for unrestricted public participation.

Gold, custody and availability

Esperanza Fintech (Commodities) Limited ("EF Commodities") is a DPMS Category A Registrant (Registration No. A-B-25-03-08913). Registration is granted by the Customs and Excise Department of Hong Kong. Esperanza's published description of EF Commodities' registered activities covers issuance, redemption and trading services of ESPE Gold (ESPG), a precious metal backed instrument, and gold bar redemption services.²

Esperanza Fintech (Nominees) Limited ("EF Nominees") is a licensed Trust or Company Service Provider in Hong Kong (Licence No. TC010260), regulated by the Companies Registry of the Government of Hong Kong. Esperanza's published description of EF Nominees' activities covers the esperian Plus Account service, a custodian service for clients’ ESPG, Investment Tokens and Utility Points, and holding gold bars on behalf of EF Commodities in reputable gold vaults in Hong Kong.²

Those registrations identify particular companies and activities. A DPMS registration or a Trust or Company Service Provider licence is not the same permission as an SFC securities licence, and none should be used as a substitute for reading a product's terms. The applicable account, custody, fund or gold agreement sets out the relevant relationship. The ESPE Gold Club terms, in particular, should be consulted for the contractual rights and redemption mechanics of that product.²⁶

Availability also depends on jurisdiction. Espetopia states that ESPE Gold Club (ESPG) and related services are not offered to persons residing in Hong Kong, while gold bar trading services are available. The distinction is important: availability of one service does not mean that every product described by the group is available to the same person or in the same market.³⁶

Participation and disclosure

For an Investment Token, the offering documents and disclosures are the place to examine the fund, the interests attached to the token, the fees, the relevant parties and the conditions affecting transfers, distributions or exit. Eligibility and access are subject to the applicable verification process and product conditions. A tokenised record does not remove investment risk, create guaranteed liquidity or turn a project announcement into an invitation available to every visitor.³

Partnerships and accountability

Partnership responsibilities are likewise defined by their agreements. Hatcher Group's 30 April 2026 announcement describes an amended joint-venture structure with 51% held by Hatcher and 49% by Esperanza. It specifies two Hatcher nominees and one Esperanza nominee on the initial board of the Hong Kong joint-venture company, alongside a shared cost cap and revised reserved matters. These are arrangements for that joint venture, not a description of the Esperanza group's board. Its development scope includes applying for a Type 7 licence; the announcement does not establish that the licence has been granted.⁷

This overview brings together the group's published corporate and product information. It is not an offering document, a recommendation to invest or a statement that every proposed service is operating. Dated announcements describe the position at the time they were made; current agreements, offering documents and official register entries should be consulted when assessing a particular entity or product. Where information is unclear, clarification should be obtained from the responsible service provider before proceeding.